I have worked with clients, like you, in UK Private Banks for over 25 years, working the last 14 years as a UK Private Wealth Manager for JP Morgan Private Bank. I have built significant experience working with UK individuals, families, Trusts and Pensions and I understand the expectations and requirements of clients and the service that they deserve from their financial adviser.
I work very closely with clients and navigate them through, possibly confusing and sometimes unnerving markets and the wide variety of financial products available. I always communicate to clients in a clear and understandable manner, free from jargon and will explain as much as needed regarding the complexities of the financial markets and investment products.
I will holistically assess client's financial situations, advise and implement efficiently any investment strategies discussed and agreed, and where possible will utilise current tax efficient products. I have a clear understanding on the liabilities of inheritance tax, capital gains tax and will find the most effective portfolio solutions for each individual client after listening to their needs and fully understanding how they would like to address them.
In my personal life, my focus is my two young sons who are my pride and joy. I spend a considerable amount of personal time supporting my eldest son in his sporting pursuits and where possible helping out the clubs. I therefore deeply understand the importance of family and wealth planning to provide for the future.
I have the following Chartered Institute of Securities and Investments qualifications:
CISI Diploma in Financial Compliance
CISI Chartered Wealth Manager
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and the reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.